You’ve had an Accident. Your Vehicle is Damaged.
Answers to the most common insurance-related questions asked by consumers after an automobile accident. The information, based on Minnesota’s insurance laws, will help you understand your rights and responsibilities in the auto claims process and what you can expect from insurance companies—whether you file a claim with your own insurance company, or the company of another party in the accident. The department of commerce encourages all auto insurers to show good faith by treating claims the same, whether or not the claim is filed by their own policyholder